wear a black pencil skirt {4 ways}

A black pencil skirt is a wardrobe MUST.  Here are four different ways to wear one!

1. Out to lunch with the girls: button down, cardigan, nude pumps.

 pencil skirt: the Limited; button down, cardigan, necklace, bag: Jcrew; pumps: Steve Madden

2.  To the office: button down, blazer, black pumps.

 pencil skirt: the Limited; button down, necklace: Jcrew; blazer: Banana Republic; bag: Longchamp; pumps: Steve Madden

3. A little dressed down:  graphic tee, cardigan, nude sandals.

  pencil skirt: the Limited; button down, cardigan, bag: Jcrew; sandals: Guess

 4. Out to dinner with your guy: silk tank, long cardigan (remove to bare those shoulders!), statement necklace, nude pumps.

  pencil skirt: the Limited; bag, necklace: Jcrew; blouse: Ann Taylor; cardigan: Banana Republic; pumps: Steve Madden